Important Disclaimers and Legal Information

Past performance does not guarantee future results
All financial planning involves risk. The value of consultations and advice may vary based on individual circumstances

General Information Disclaimer

Learn more about how we present information on this website and important limitations you should understand.

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein. Your individual financial situation is unique, and any decisions you make should be based on your specific circumstances and goals.

Limitation of Liability

Understanding our liability limitations helps set proper expectations for our service relationship.

  • • We shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services
  • • Our total liability shall not exceed the amount you have paid for our services in the preceding twelve months
  • • We are not responsible for any losses resulting from third-party actions or market conditions beyond our control
  • • Force majeure events including natural disasters, government actions, or technical failures are excluded from our liability
  • • Any claims must be brought within one year of the date the cause of action arose

Information Accuracy and Currency

We endeavor to keep all information current and accurate, but financial markets and regulations change rapidly.

We cannot guarantee that all information will be error-free or completely up-to-date at all times.

Always verify important information independently before making financial decisions.

Professional Advice Disclaimer

Our consultations and materials do not constitute formal financial advice regulated under UK financial services legislation.

For regulated financial advice, please consult with a qualified and authorized financial adviser.

All guidance should be considered in light of your personal financial situation and risk tolerance.

External Links and Third-Party Content

This website may contain links to external websites that are not under our control or maintained by us.

We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Results and Outcomes

Individual results may vary based on personal circumstances, market conditions, and implementation of guidance

We make no guarantees about specific financial outcomes or improvements to your financial situation

Your success depends on various factors including your commitment, financial discipline, and market conditions

Financial Services Disclaimer

This service provides financial planning consultations but is not regulated investment advice under the Financial Services and Markets Act 2000.

All investments carry risk, and you may lose money. Past performance is not indicative of future results.

Consider consulting with a regulated financial adviser before making significant financial decisions.

Jurisdiction and Governing Law

These disclaimers are governed by the laws of England and Wales and UK financial regulations.

Local laws in your jurisdiction may provide additional consumer protections

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales

We encourage resolution of disputes through direct communication before pursuing legal remedies

Some provisions may vary based on your location within the United Kingdom

User Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Changes to This Disclaimer

We reserve the right to update these disclaimers at any time to reflect changes in our services or legal requirements.

Please review this page periodically for the most current version of our disclaimers.

Questions About These Disclaimers

If you have questions about these disclaimers or need clarification on any points, please contact us using the information below.

Email: contact@morivandelyquos.com

Phone: +44 564-280-544

Address: 42 Moorgate Street, London

Last updated: August 28, 2025

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